Owner Occupied Property Financing SBA & NON-SBA
Loan Program Features 500K and up with no Maximum
Loan Terms Fixed Rates for 3mos 2yr, 5yr, 10 and 30 year fixed rates with 30 year Terms
Ammortization 15 - 30 years
Loan-to-Value up to 90%
Debt Service Ratio 1.20 or more
Closing Time 30 - 60 Days
Rate Lock Period 30-60 Days
Reserves Will Vary
Prepayment Options Flexible with Declining Fixed Prepays, Defeasancand Yield Maintenance (program dependent)
Recourse Some loans are non-recourse with the exception of required carve outs, others are vairous levels of recourse
Initial 3rd Party Fees $5,000 and up
Cash Out Refinancing Available
Stated and Full documentation programs available nationwide for these Owner Occupied Commercial Loan Programs.
Standard Owner Occupied Loan Application
Stated Alt-A Owner Occupied Loan Application
Call 954-545-0896
Today for a list of documents required for Your Owner Occupied Commercial Loan Submission
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